Financial capacity
We assess the debt a business can support without compromising investment, liquidity or resilience.
All services
Capital to invest, grow and transform
Financing & Debt Advisory
We support businesses in defining, preparing and executing financing transactions, aligning their financial position with market requirements.
Discuss a transactionOur perspective
Securing credit is only part of the objective. The aim is a sustainable, competitive debt structure aligned with the business strategy.
The challenge
Financing that stands up in negotiation and remains sustainable after closing.
A debt transaction begins well before lenders are contacted. It requires a rigorous assessment of cash generation, capital needs, available security and the ability to service debt under different scenarios.
Fenix Capital Partners turns that analysis into a credible financing proposal that the market can assess on a consistent basis, strengthening the ability to negotiate amount, tenor, pricing, security and contractual flexibility.
Appropriate structure
We align tenor, amortisation, security and covenants with the business cycle and transaction objectives.
Competitive tension
We organise a disciplined approach to lenders to compare proposals and improve the terms available.
How we can help
From initial assessment to completion.
- ✓Medium- and long-term bank financing
- ✓Private debt and alternative solutions
- ✓Refinancing and financial restructuring
- ✓Acquisition and investment financing
- ✓Financial modelling and lender documentation
Our process
A structured approach with direct involvement.
Financial assessment
We analyse debt capacity, funding needs and the risk profile.
Structure and materials
We develop the financing solution, financial model and supporting documentation.
Market and negotiation
We approach suitable lenders and support the process through to closing.
Mandate and deliverables
Practical work to move the decision forward.
The scope is tailored to the transaction, the stage of the process and the needs of management or shareholders.
- 01
Financial assessment and debt capacity analysis
- 02
Financial model and sensitivity analysis
- 03
Financing memorandum and lender information pack
- 04
Identification and approach to banks and debt investors
- 05
Offer comparison, negotiation and closing support
When to talk to us
Where we add value.
Preparing to decide
Answers to help you move forward with clarity.
What do lenders assess?
Cash generation and debt repayment capacity, financial track record, business risk, shareholder contribution and security. We structure the request to demonstrate the use of funds, repayment capacity and the company's resilience under less favourable scenarios.
Which documents should be prepared?
Financial statements, a recent trial balance, a debt schedule, an investment plan and cash flow projections. Depending on the transaction, contracts, quotations, security and evidence of available equity may also be relevant. We organise this information into a coherent lender information pack.
What alternatives are there to bank lending?
Private debt, leasing, asset finance and hybrid instruments may be considered, depending on the objective and business profile. We compare total cost, tenor, security, amortisation and contractual obligations to identify the most suitable combination.